Consumptive and Productive
Multipurpose Islamic Financing
Funding granted to bona fide employees of the government or private
Financing Vehicle Ownership
Funding is intended for customers who intend to make a purchase / ownership of the vehicle.
Financing Home Ownership
Funding is intended for customers who intend to purchase a house (new / second).
Accompanied Appendix completeness legality:
a. Legality Application (ID / KSK / Marriage Certificate / TIN, etc.)
b. Approval of the Company (RECOMMENDATIONS, POWER OF ATTORNEY SALARIES CUT, etc.)
c. Legality of collateral (SCH / SHGB / shm / reg / IMB / UN, etc.)
Working Capital Financing
Funding for procurement purposes are used for working capital.
Financing for the purpose of purchasing goods necessary for investment purposes.
Skim: Sell Buy> Muharabah, Istishna, and Greetings
Revenue Sharing> Mudaraba, Musharaka and
Terms of Submission financing:
1. Already a customer of Bank Jatim
2. Not listed in the list of bad debts banks
3. Apply for Islamic financing to the Bank Jatim by providing information:
- Uses Financing (Working Capital / Investments / Other)
- The amount of financing
- Term of the financing
- Type, activity and location and condition of the business (project to be funded)
- Financial reports / sources of project funds
- Others that support the business
4. Accompanied attachments completeness legality:
- Legality requests (ID / KSK / TIN, etc.)
- Legality of business (deed of establishment & CHANGES, SIUP, TDP, DOMICILE, etc.)
- Financial Statement 2 (two) years
- Employment Contract (SPK, SPMK)
Business Sectors Financed:
- Field Services
- Trade Sector
- Construction Sector
- Industry Sector
- Agricultural Sector
Source of Funding:
- Budget Level I / II
- Budget BUMN /
Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim Sharia.