Kredit Usaha Rakyat (KUR)

Kredit Usaha Rakyat (KUR)

is working capital loans and / or investments to Micro, Small and Medium Enterprises and Cooperatives in the field of business productive andviable but not yet bankable.

Targer Objects :

  1. SMEs (individuals, business entities and cooperatives),
  2. Linkage institutions (cooperatives, rural banks and business groups).

The Credit Limit :

  1. Micro KUR: up to Rp20 millions.
  2. Retail KUR between Rp20 millions and Rp500 millions.
  3. Executing pattern: Credit limit to Linkage institution max Rp2 billions, while from the Linkage institution to UMKM business max Rp100 millions.
  4. Channeling pattern: Credit limit to UMKM business (end user) will follow the limit regulation of Micro KUR and Retail KUR.

Interest Rate :

  • Interest rates lightweight, attractive and competitive.

Credit Guarantee:

  • Additional Guarantees is movable goods (example: reg vehicles) and / or goods not moving (eg, Certificate of Land and / or buildings).

Conditions to Apply

  1. Recent photograph size 4 x 6,
  2. Photocopy of ID card / license,
  3. Copy of Family Structure Card (KSK),
  4. At the time of loan application submitted to bankjatim, prospective borrowersare not currently accept credit / working capital financing and / or investmentbanking and / or does not currently accept credit program of the Government
  5. For Non Linkage (executing pattern), then the Linkage institution was not allowed to receive credit from the government program

Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim.