Tabungan Simpel iB

SimPel iB Savings is a deposit in IDR currency managed based on Sharia principles, issued nationally by banks in Indonesia with easy and simple requirements as well as attractive features, aimed at education and financial inclusion to encourage a savings culture from an early age.

  1. Contract (Akad)
    Wadiah Yadh Dhamanah
  2. Facilities
    Passbook
  3. Advantages
    1. Funds are safe and available at any time
    2. Online transactions available across the entire Bank Jatim network, including Sharia Branch Offices and Sharia Service Offices
    3. Free monthly account management fee
    4. Monthly bonus provided in accordance with Bank Jatim Syariah policy
  4. Requirements
    1. Individual Indonesian Citizens (WNI) with the status of Student in Early Childhood Education (PAUD)/Kindergarten (TK)/Elementary (SD)/Junior High (SMP)/Senior High (SMA)/Madrasah (MI, MTS, MA) or equivalent
    2. Under 17 years of age and do not yet possess a KTP (ID Card)
    3. Fill out the SimPel iB Savings account opening application. Statement Letter and Parent/Guardian Consent
    4. Copy of Student Identity (Student Card/NISN document, Report Book/School Certificate)
    5. Copy of Family Card (KK)
    6. Beneficial Owner/Related Party Data Form
    7. Copy of Parent/Guardian Identity (KTP/SIM)
    8. Copy of Birth Certificate (if available)
    9. Guardianship documents in accordance with applicable regulations
    10. Specimen signature sheet for SimPel iB account opening for students of PAUD/TK/SD/MI or equivalent, signed by the Parent/Guardian
    11. Specimen signature sheet for SimPel iB account opening for students of SMP/SMA/MTs/MA or equivalent, signed by the Student concerned
  5. Features & Fees
    COMPONENT RATES
    Account Opening Rp 1,000
    Minimum Monthly Deposit Rp 1,000
    Passive Account Administration Fee Rp 1,000
    Monthly Administration Fee
    Account Closing Fee Rp 1,000
    Minimum Balance Rp 1,000
    Replacement for Lost/Damaged Book
    Profit Sharing Ratio (Nisbah)
    Maximum Balance Rp 20,000,000
    Maximum Daily Withdrawal Limit Rp 500,000
    Minimum Withdrawal Limit at Counter Rp 20,000
    Minimum Withdrawal Limit at School Rp 5,000
    *) Terms are subject to change at any time
  6. RIPLAY (Product or Service Information Summary)
    • The General Version of RIPLAY (Product and Service Information Summary) is a standard document containing comprehensive important information regarding financial products or services.
    • SimPel iB Savings RIPLAY

For requirements, terms/further information regarding our products, please contact Bank Jatim Info at 14044 or visit the nearest Bank Jatim Sharia Branch Office.