Business Credit for Agricultural Tools and Machinery (ALSINTAN)

Agricultural Tools and Machinery Business Credit is an investment credit/financing specifically designated for the purchase of Agricultural Tools and Machinery (ALSINTAN) operated as "Agricultural Machinery Taxis" during the pre-harvest, harvest, and post-harvest stages.

  • Requirements and Procedures
    • Minimum of 2 (two) years in business operations
    • Not currently receiving KUR (People's Business Credit) or other government program loans for productive purposes
    • Eligible to receive ALSINTAN Credit only once
    • Prospective borrowers must not have any credit arrears (principal or interest) from Banks or non-bank financial institutions
    • Must have business experience in managing ALSINTAN rental services with the following criteria:
      • The business has been operational for at least 1 (one) year
      • Owns ALSINTAN in good, ready-to-use condition
      • Employs ALSINTAN Operators and Technicians
      • Has a scheduled maintenance and repair program for the machinery
      • Has access to workshop businesses, spare parts providers, and ALSINTAN user networks
  • Fees
    • Provision Fee: 0.5% of the credit limit
    • Administrative Fee: IDR 25,000 to IDR 250,000, depending on the credit limit
    • Collateral Appraisal Fee: IDR 50,000 to IDR 1,000,000, depending on the credit limit
  • Benefits
    • The distribution of this ALSINTAN Credit is expected to increase effectiveness and productivity in the agricultural sector, supporting the national food security program.
  • RIPLAY (Product and Service Information Summary)

For requirements, further terms, or information regarding our products, please contact Info Bank Jatim at 14044 or visit the nearest Bank Jatim Branch Office.