Business Credit for Agricultural Tools and Machinery (ALSINTAN)

Agricultural Tools and Machinery Business Credit is an investment credit/financing specifically designated for the purchase of Agricultural Tools and Machinery (ALSINTAN) operated as "Agricultural Machinery Taxis" during the pre-harvest, harvest, and post-harvest stages.

  • Requirements and Procedures
    • Minimum of 2 (two) years in business operations
    • Not currently receiving KUR (People's Business Credit) or other government program loans for productive purposes
    • Eligible to receive ALSINTAN Credit only once
    • Prospective borrowers must not have any credit arrears (principal or interest) from Banks or non-bank financial institutions
    • Must have business experience in managing ALSINTAN rental services with the following criteria:
      • The business has been operational for at least 1 (one) year
      • Owns ALSINTAN in good, ready-to-use condition
      • Employs ALSINTAN Operators and Technicians
      • Has a scheduled maintenance and repair program for the machinery
      • Has access to workshop businesses, spare parts providers, and ALSINTAN user networks
  • Fees
    • Provision Fee: 0.5% of the credit limit
    • Administrative Fee: IDR 25,000 to IDR 250,000, depending on the credit limit
    • Collateral Appraisal Fee: IDR 50,000 to IDR 1,000,000, depending on the credit limit
  • Benefits
    • The distribution of this ALSINTAN Credit is expected to increase effectiveness and productivity in the agricultural sector, supporting the national food security program.

    For requirements, further terms, or information regarding our products, please contact Info Bank Jatim at 14044 or visit the nearest Bank Jatim Branch Office.