Strengthening Synergy and Transformation, Bank Jatim Holds the 2026 KUB Annual Working Meeting
Date: 21 june 2026Categories :
SURABAYA, May 21, 2026 – PT Bank Pembangunan Daerah Jawa Timur Tbk (Bank Jatim) successfully held its 2026 Annual Working Meeting (Rakerta) together with all members of its Banking Business Group (KUB) on May 20–21, 2026. Held in Jakarta, the event was attended by East Java Vice Governor Emil Elestianto Dardak, the Governor of East Nusa Tenggara (NTT), representatives of regional governments from all KUB member banks, Heads of OJK Regional Offices overseeing each KUB member bank, Bank Jatim’s Board of Commissioners, Board of Directors, and senior executives of all KUB member banks.
As is well known, Bank Jatim’s KUB members consist of Bank NTB Syariah, Bank Lampung, Bank Sultra, Bank NTT, and Bank Banten. The event served as a strategic momentum to strengthen synergy, collaboration, and business transformation among regional development banks in responding to the increasingly dynamic banking industry.
The 2026 KUB Bank Jatim Annual Working Meeting also featured distinguished speakers with extensive expertise in their respective fields, including:
- Heru Kristiyana, President Director of LPPI and former Chief Executive of Banking Supervision at OJK (2017–2022);
- Defri Andri, Deputy Commissioner for the Supervision of State-Owned, Sharia, and Regional Banks at OJK;
- Darmawan Junaedi, President Director of Bank Mandiri for the 2020–2025 period;
- Ahmad Siddik Badrudin, Risk Management Director of Pertamina;
- Sunarsip, Chief Economist of The Indonesia Intelligence Economics; and
- Sigit Prastowo, Finance Director of Semen Indonesia Group.
Bank Jatim President Director Winardi Legowo explained that the forum discussed various strategies related to business strengthening, acceleration of digital transformation, enhancement of corporate governance, and the development of an integrated financial services ecosystem.
The implementation of the 2026 Annual Working Meeting also reflects a shared commitment to strengthening the position of KUB Bank Jatim as one of Indonesia’s leading regional banking groups.
"Through this annual working meeting, all members of KUB Bank Jatim are committed to strengthening business synergies, enhancing competitiveness, and driving financial service innovations that are adaptive to public needs and technological developments," he stated.
During the meeting, Bank Jatim also reaffirmed its strategic priorities for 2026, which include strengthening business fundamentals, accelerating service digitalization, improving human resource quality, and optimizing regional economic potential through collaboration among KUB members.
In addition, the forum served as a platform to evaluate the previous year’s performance and formulate strategic initiatives to support sustainable business growth across the entire KUB Bank Jatim network. Key discussions covered the strengthening of information technology infrastructure, operational improvements, and the development of integrated digital services.
"The KUB scheme between Bank Jatim and all its members is not only important for strengthening the capital structure of regional banks, but also for creating opportunities for institutional transformation and enhancing the competitiveness of Regional Development Banks (BPDs) in the digital era. We are optimistic that the synergy established through KUB will expand access to financial services, strengthen the resilience of the regional banking industry, and make a tangible contribution to economic growth. The successful implementation of the 2026 Annual Working Meeting further demonstrates Bank Jatim’s commitment to maintaining consistent business transformation and advancing toward its vision of becoming Indonesia’s number one Regional Development Bank," Winardi emphasized.
Meanwhile, East Java Vice Governor Emil Elestianto Dardak highlighted the importance of strengthening the Banking Business Group (KUB) as a collective transformation strategy for Regional Development Banks (BPDs) to remain competitive amid the dynamics of the global banking industry.
He expressed hope that KUB Bank Jatim could become a role model for strengthening Indonesia’s banking sector through positive performance and collaboration among all KUB members.
"I am confident that KUB Bank Jatim can become a national role model by fostering healthy and productive collaboration, strengthening economic connectivity in Eastern Indonesia, and generating multiplier effects for regional development," he stated.
According to Emil, KUB should not be viewed merely as a regulatory requirement but as a transformation strategy to strengthen competitiveness and accelerate regional economic growth. He noted that KUB reflects a positive spirit of cooperation among governors in supporting national banking programs through collaboration to create healthy regional development banks with strong governance and collective regional competitiveness.
"This Joint Working Meeting is an important momentum that brings together OJK, Regional Development Banks, and provincial governments within the KUB framework to build collaboration and synergy in driving regional competitiveness together," he explained.
Emil also praised Bank Jatim’s solid and resilient performance throughout Fiscal Year 2025. In his view, KUB should go beyond organizational structures and generate concrete strategies that create shared growth, strengthen capabilities, and deliver collective value creation.
"KUB can serve as the answer to strengthening the banking sector and addressing today’s challenges through stronger strategic alliances," he added.
He further noted that growth in assets, loans, third-party funds, and profits provides a strong foundation for future business acceleration. On the digital transformation front, Bank Jatim recorded positive achievements, with more than 993,000 JConnect users, digital transaction values reaching IDR 65.77 trillion, and a 60.76% year-on-year increase in QRIS transactions.
According to Emil, the banking industry currently faces increasingly complex challenges, including global economic slowdown, competition from fintech companies and digital platforms, technological disruption, changing customer behavior, and cybersecurity risks.
"Under these circumstances, Regional Development Banks cannot operate independently. Greater scale, collaboration, and synergy are essential to remain relevant and competitive. We encourage all KUB partners to commit to aligning strategic directions, strengthening the implementation of strategic synergies, pursuing sustainable and collaborative transformation, and maintaining optimism about the future of KUB Bank Jatim," he emphasized.
Meanwhile, Defri Andri, Deputy Commissioner for the Supervision of State-Owned, Sharia, and Regional Banks at OJK, stated that the 2026 KUB Bank Jatim Annual Working Meeting was intended to bridge various interests within the banking sector.
According to him, Regional Development Banks continue to demonstrate strong resilience amid current economic uncertainties.
Defri noted that this resilience is reflected in the Capital Adequacy Ratio (CAR) of Regional Development Banks, which stands at 26.19%, higher than the industry average of 25.09%.
He added that the establishment of KUB will further strengthen the capital position of Regional Development Banks, as stronger banks can support those that are still developing.
"The business synergies developed within KUB are expected to extend beyond banking activities and also encourage economic synergy among regions," he concluded.
PT BANK PEMBANGUNAN DAERAH JAWA TIMUR Tbk
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E : corsec@bankjatim.co.id
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